Home, flood, auto, commercial, health and life from one agency. We write the coastal and older properties a lot of agencies decline, and we tell you plainly when a flood zone can be removed instead of insured.
Type any Florida address. Real FEMA data, no signup, no catch.
Most Florida buyers find out their flood zone at closing. That is too late.
Nobody should need four agents. We quote everything below for you; some lines are placed through partner markets and programs.
We are not owned by a carrier, so we place the risk with whoever fits it rather than whoever we are told to use.
Conversations, quote requests and our own forms in English or Spanish. Insurance company documents are often issued in English only, and we explain them in Spanish.
Coastal, older roofs, prior claims. We write the risks a lot of agencies pass on.
A licensed agent reviews your file before anything is quoted or bound. You are not routed to a call centre.
Flood zone, county taxes and insurance for your file in about a minute, with your own link to send clients. No fee to partner and no seat licence.
The flood zone and county tax basis come back in seconds using the checker above. Homeowners and flood quotes follow once a licensed agent has the details, and we tell you what is still missing instead of leaving it in a queue.
No. We write across Florida. The office is in Naples and we work Southwest Florida most heavily, but the book runs from Miami to Tampa.
Nothing. You pay the carrier's filed rate and our commission comes from the carrier, never added on top of your premium.
Not always. If the structure sits above the base flood elevation you may qualify for a Letter of Map Amendment, which removes the federal requirement permanently and costs nothing to file. We check that before selling you a policy.
Yes. Home, flood, auto, commercial, health and life from one agency. One record per household so nobody asks you the same question twice.